To participate in employee stock purchase plan or not

 

Every one of us wishes to see our savings increase at the highest possible rate. As human beings are greedy by nature, there is no limit to our expectations. If our investment doubles, then we hope to see it triple and so forth.

Traditionally, many investment advisors urge you to invest a portion of your savings in to the stock market. But, the volatile nature of the marketkeeps many of us from jumping in to it. As we are aware of the stories of the people who have invested their hard earned savings in to stock market and ended up bankrupt, no one can blame you for being cautious. Employee stock purchase options are a great option to invest a portion of your savings in to stocks. This route has a few advantages of its own. One of them is the discounted price you are likely to get. Another one is the contribution from your employer, which can go as high as 100% of the money you invest in to the stock market. When dealing with employee stock purchase plan, as you are getting the stocks at a really discounted rate, you can try the stocks with much lower financial risks and try your fortune out.